Investing in the Future
Bank from the heart of Russia
What We Do
Vision
Our ESG
We open bank accounts, approve loans, and consult Russian companies for more than 30 years
The bank aims to retain market positions in those niche products where we can offer unique products and services.
One of our main focus areas is a non-stop technological development — robotization and automation of separate processes.
Factoring
Leasing
Lending secured by real estate
Consumer loan
Deposits
Providing loans to leasing companies
Providing loans to individual entrepreneurs for purchasing special equipment
PRODUCT LINE OF THE BANK
PERVOURALSKBANKis one of the oldest banks in Russia
About Bank
Abo November 27, 1990 the commercial bank Pervouralskcombank was registered and on February 20, 1992 it was reorganized into PERVOURALSKBANK.ut Bank
Awards and achievements
among the leaders of the market of factoring and SME lending
18%
6
3
12
15
26
roe 28%
Capital increase per year
SME factoring
Portfolio turnover
Number of active clients and debtors
Major factors of the Russian market
Ranking of banks on the SME loan portfolio
TOP-30 at the market
(place)
(place)
(place)
(place)
(place)
The Bank’s loan ratings
RUBB–
Stable
ВB|ru|
Stable
The Bank’s loan rating, forecast on the Sustainable rating
The Bank’s loan rating, forecast on the Sustainable rating
Partnership
User-friendliness
Balance
We foster long-term client relationships based on mutual trust
Simple and understandable services and valuable products
Maintaining stable and sustainable growth
our principles
Growth and diversification of assets while highlighting 3-4 key products/areas
Full compliance with regulatory requirements and continuous strengthening of the culture of compliance
Creating new channels to attract resources and clients
Implementation of ESG in business and corporate culture
Active implementation of robotic process automation
Consistent development of new products
OUR GOALS
1
2
3
4
5
6
Based on ESG Principles
ESG
ENVIRONMENT
• Waste management
• Electricity, heat, water consumption
• Paper and eco material usage
• Electricity, heat, water consumption
• Paper and eco material usage
Our environmental impact
• Using non-toxic materials
• Optimization of workplaces
• Implementing electronic workflow
• Optimization of workplaces
• Implementing electronic workflow
Implementing "Green Office"
SOCIAL
Contributing to Human Capital Development
GOVERNANCE
Corporate Governance
• Training and development
• Health and safety
• Human Rights
• Health and safety
• Human Rights
• Strategy and governance
• Risk management
• Monitoring and control mechanisms
• Risk management
• Monitoring and control mechanisms
• Supporting education
• Supporting local communities
• Charity
• Supporting local communities
• Charity
• Ensuring data security
• Preventing unfair sales
• Considering interests of all shareholders
• Preventing unfair sales
• Considering interests of all shareholders
Impact on society
Security