DEVELOPING ESG RISK MANAGEMENT
Vision
Elaboration of the bank's ESG risk management system
Integration of risk management tasks into the Bank's Strategy
Specification of the main approaches to managing individual risk sub-types
Determination of responsible subdivisions
Involvement of managers and line employees in the ESG management process
Development of the lending process with a focus on ESG-factors
The Bank's plans for 2022-2023
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Crediting of leasing companies
Crediting of equipment and special machinery
Crediting secured by real estate
Financing under assignment of monetary claim
PRODUCT LINE OF THE BANK
In 2018, the bank developed the Strategy for the three years and systematically implemented it, achieving the planned indicators. In 2021, the bank intends to update the Development Strategy for the next three years due to the changing external and internal factors affecting the bank's activities.
The bank aims to retain market positions in those niche products where we can offer unique products and services.
The bank remains committed to improving its client relationships and the ongoing digital transformation of processes. Said this, our key priorities remain the same: maintaining a high level of operating profitability, improving liquidity and capital ratios.
The bank aims to retain market positions in those niche products where we can offer unique products and services.
The bank remains committed to improving its client relationships and the ongoing digital transformation of processes. Said this, our key priorities remain the same: maintaining a high level of operating profitability, improving liquidity and capital ratios.
Leasing from the bank's balance sheet
What are we focused on?
Vision
One of our main focus areas is a non-stop technological development — robotization and automation of separate processes. This aspect also includes transition to electronic document management, transition to 1C as an automated banking system (ABS) – General Ledger.
What We Do
Our performances confirm that the bank has achieved its sustainability goals.
In the long term, the bank’s development is not possible without taking into account the interests of the main participants of its growth and representatives of the close-by environment.
In the long term, the bank’s development is not possible without taking into account the interests of the main participants of its growth and representatives of the close-by environment.
Without customers, there’s no Bank. Our mainpriority is SMB customers, this is what we do for them:
- Sales of services and consulting through classic and digital channels;
- Development of our products sales channels;
- Development of the product line;
- Individual approach and decision making speed;
- Understanding of our customers problems and needs;
- Interest in long-term cooperation and equal rights.
Our employees are the Bank’s main asset. Building an open and effective dialogue with employees helps ensure that the most complex tasks can be accomplished
- Sales of services and consulting through classic and digital channels;
- Development of our products sales channels;
- Development of the product line;
- Individual approach and decision making speed;
- Understanding of our customers problems and needs;
- Interest in long-term cooperation and equal rights.
The Bank ensures the interests of all shareholders, regardless of the size of their participation in the authorized capital.
- Holding the General Meeting of Shareholders to exercise their rights in full compliance with the Russian Federation’s laws;
- Providing shareholders and potential investors the opportunity to interact with the Bank in any available format;
- Disclosure of information.
The bank strives to develop the region it’s in (Urals)
- Daily monitoring of the information found about the Bank offline and on the Internet, including negative feedbacks;
- Regular disclosure of information about the Bank’s participation in social projects;
- The Bank’s cooperation with the Ural State University of Economics, the best students are able to take summer internships at the Bank and receive additional scholarships;
- Helps and funds the Charity Fund "Pervouralsk — 21 century";
- In⦁2020, the Bank won a special nomination "Regional technological bank" (Contest: "Best Banking Program for small and medium enterprises").
The bank cooperates with state authorities at all levels of management
- Regular monitoring of new regulations of the Bank of Russia;
- Formation of proposals to improve banking regulations in order to ensure the development of banking products for small and medium businesses (ex: factoring)
- Participation in meetings with the representatives and management of the Bank of Russia;
- Participation in the Association of Banks of Russia;
- Disclosure of information to state authorities;
- Full cooperation with all inspections by state authorities.